Private and Public Ownership in Strengthening Credit Transactions

In this study, we study the role of fixed capital represented by ownership, both public or private ownership, in securing variable capital for property owners, especially since we, after many successive crises resulting from the spread of the Corona pandemic, from poor supply chains, low production processes and increased demand for foodstuffs, and then came The Ukrainian war, which made it difficult to obtain resources, the most important of which are energy and grain, all of this led to the acceleration of the collapse of the global economy and the occurrence of strange incidents such as the inflationary depression. Countries with high indebtedness and commitments, such as the State of Egypt, and mega projects such as the Spanish club Barcelona, are investing in their ownership, resources and structures to obtain loans that secure their present at the expense of their future. Hence the importance of our study in clarifying the importance of properties in supporting their owners’ eligibility to obtain financial support within the credit systems available in countries that adopt well-known credit systems and laws so that their role is a motive to grant property owners to obtain what they want from capital. During this study, we conduct a full research The conceptual and historical frameworks of the systems of laws regulating public and private ownership and their overlap with credit transactions and the extent of the similarity between the legal frameworks between the two types of ownership and the objectives of each and the foundations behind the eligibility of these properties to be considered a significant investment resource in obtaining financial credit in specific periods of time guaranteed by legal contracts. The study concluded that ownership is one of the strongest investment resources, so laws must be established to guarantee the real values of these properties and to ensure their eligibility to obtain credit during the agreed period of time. The study found that investment in public ownership is long-standing, as countries always need capital and participation in the stock markets is the greatest example. Public and private ownerships are similar to the basis that gives them access to targeted credit, both are fixed capital of high quality and can guarantee the rights of banks in the event that the borrowers do not pay.